A good credit score is important. It can affect your ability to get a loan, buy a house, get a credit card, rent an apartment, and sometimes even get a job. But sometimes things happen in life and you miss a bill and end up with a negative item on your credit file. Today, we’ll talk about some of the different negative items and how long they can impact your score.
Your credit is important to you. A good credit score helps you when you apply for credit cards, car loans, personal loans, and might even be considered when you rent an apartment or apply for a job. Keeping on top of your credit helps keep your score high, and the Fair Credit Reporting Act is a law that helps you make sure that your credit score is accurate. Here are a few facts about the Fair Credit Reporting Act and how it helps protect you.
Everyone has needed some type of financial or credit help at some point. But many don’t know how to go about getting the help they need. This year, 2020, has been a tough year for many. Between being quarantined, businesses cutting hours, and companies laying off employees or eventually closing, you may have found yourself falling further and further behind on your bills.